U.S. Financial Diaries Household Profiles

Each Household Profile presents the financial life of one family in the USFD study. While these families are not necessarily representative of the total sample, they illustrate recurring themes: households struggling with income volatility, unplanned expenses, and finding ways to save and invest, but also using creative–and sometimes surprising–budget and money management strategies to help make ends meet.

#Webinar: A Deep Dive into the Complex Financial Lives of American Families

Rachel Schneider, Senior Vice President at the Center for Financial Services Innovation, discusses the finances of low- and moderate-income households.

The Financial Diaries

While much of the income and wealth inequality conversation focuses on what’s happening at the top, The Financial Diaries provides an unparalleled view of what life is like in the bottom half.
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The U.S. Financial Diaries (USFD) is a joint initiative of NYU Wagner’s Financial Access Initiative (FAI) and The Center for Financial Services Innovation (CFSI). Leadership support for USFD is provided by the Ford Foundation and the Citi Foundation, with additional support and guidance from the Omidyar Network.

Sponsorship of digital and event support for USFD is provided by Citi Foundation.

Citi Foundation

U.S. Financial Diaries Household Profiles

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