U.S. Financial Diaries Issue Briefs

USFD’s methodology of regularly observing household finances over long periods of time allows researchers to identify common issues and challenges and highlight often-overlooked strategies of financial management.

Each USFD Issue Brief focuses on topics illuminated by detailed financial data as well as stories from household members, such as income volatility, financial planning and budgeting, credit challenges, perceptions about financial providers and products, and community dynamics.

The Financial Diaries

While much of the income and wealth inequality conversation focuses on what’s happening at the top, The Financial Diaries provides an unparalleled view of what life is like in the bottom half.
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The U.S. Financial Diaries (USFD) is a joint initiative of NYU Wagner’s Financial Access Initiative (FAI) and The Center for Financial Services Innovation (CFSI). Leadership support for USFD is provided by the Ford Foundation and the Citi Foundation, with additional support and guidance from the Omidyar Network.

Sponsorship of digital and event support for USFD is provided by Citi Foundation.

Citi Foundation

U.S. Financial Diaries Issue Briefs